Finding the Perfect Chicago Auto Insurance

After you have an idea of your priorities and how you plan to use your car, shopping for a car insurance plan in Chicago is your next step. Rather than choosing at random, it’s best to look at policies from a handful of insurers and compare them between each other. One of the things you will want to consider is price and coverage, but there are other things you should keep in mind.

Types of Insurance and Amount of Coverage

Compare the same types of insurance against each other. You want to look at policies that features the same amount and types of coverage. It’s nearly impossible to compare two policies that are largely different, such as when one has $50,000 in liability coverage, another has $20,000, and the last features $100,000. Below are some of the coverage you will want to consider in your auto insurance plan for Chicago driving.

  • Primary liability insurance, including property damage and bodily injury
  • Comprehensive coverage
  • Collision coverage
  • Uninsured/underinsured motorist coverage
  • Medical payment coverage

While you are reviewing prospective policies, make sure to note any additional options that might be useful. For instance, reimbursement for rental cars or glass coverage.

Deductible and Prices

Price is always going to be one of the most important things to consider when choosing a car insurance plan. Prices can vary to a large degree, which is why we suggest getting multiple quotes from different companies. In addition to the premium prices, you should also look at the payment schedule. Check whether there are additional fees based on how often you pay and whether you receive a discount for paying multiple months at one time. You also should consider the deductible amount, which is how much you will be responsible for paying out of pocket before your auto insurance picks up the rest. If you have a higher deductible, you can expect to have a lower premium.

Evaluation of Companies

Another important thing to consider is the reputation of the auto insurance company you choose. You want to know that the company is financially stable compared to other options. Determine if the company is licensed in Chicago and review any complaints that are available for the company. You can do this online with a simple search on Google.

If you need insurance in Chicago, Great Northern Insurance Agency, Inc. can help you get the coverage you need. To learn more about our services, you can visit us online at www.GreatNorthernInsuranceAgency.com.

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